Mukhyamantri yojana guide: state schemes for farmers, workers and youth

How a mukhyamantri yojana differs from a central scheme

The Union government's schemes, such as PM Kisan, follow one set of national rules. A state scheme follows only that state's order. This brings three practical differences. First, only residents qualify, so a domicile certificate or a state family ID is often asked for. Second, the amount can be revised by a cabinet decision, sometimes within a few months. Third, a new state government may rename, merge or close a scheme, and the old portal may stop working.

Several states use their own family database to decide eligibility: Jan Aadhaar in Rajasthan, Samagra ID in Madhya Pradesh and Parivar Pehchan Patra in Haryana. If your details in that database are wrong, fix them before applying, because the scheme reads income and family size straight from it. For central schemes, see the Pradhan Mantri yojana list.

State support for farmers

Most state farmer top ups use the same land records and bank details as PM Kisan. If PM Kisan stops because of e-KYC or land seeding, the state payment often stops too. Fix the central record first with the PM Kisan status steps.

Construction and unorganised workers

Each state runs a BOCW welfare board, created under a central law and funded by a cess collected on building projects. Masons, helpers, painters and similar site hands aged 18 to 60 qualify for enrolment once they can show ninety working days on construction sites within the previous year, and enrolled workers can claim benefits such as tool kits, scholarships for children, maternity help, marriage help, accident cover and pension, depending on the state.

• Bandhkam Kamgar Yojana: registration and benefits of the Maharashtra board.
• Nirman Shramik Kalyan Yojana: construction worker benefits through the state board.
• Vishwakarma Shram Samman: training, toolkit and loan help for artisans in Uttar Pradesh.

Renew the board registration on time. Claims are refused most often because the card has lapsed.

Allowances, loans and coaching for young people

Loan schemes are approved by banks, not by the state portal alone. Keep your project report, training certificate and bank statements ready before the bank interview.

Mukhyamantri yojana health cover

Some states run their own cashless hospital schemes, often alongside Ayushman Bharat.

• Mukh Mantri Sehat Yojana in Punjab offers cashless care with a family limit of 10 lakh each year to residents who hold Aadhaar and a voter ID.
• Chiranjeevi Yojana was Rajasthan's health insurance scheme. It now runs under a new name, and existing families moved over.
• Biju Swasthya Kalyan Yojana covered Odisha families. Odisha has since moved to a scheme linked with Ayushman Bharat.

Before treatment, ask the hospital's scheme desk which card it accepts now. Check the Ayushman Bharat guide for the central cover.

Help for households and children

Gruha Jyothi in Karnataka gives free household electricity up to an eligible number of units each month, based on the home's past average use, capped at 200 units. Palanhar Yojana in Rajasthan pays a monthly amount to relatives who bring up orphaned children and certain other vulnerable children in their own home instead of a hostel or institution.

Both depend on keeping records current: the electricity connection must be linked to the right Aadhaar, and Palanhar families must show the child's school attendance each year.

Applying for a state scheme step by step

State helplines and grievance portals are listed on each state's official site. Avoid numbers posted on private websites.

All state scheme guides in this section

Women's monthly cash schemes and girl child grants run by states are listed separately on the schemes for women hub.