Skip to content
Rates, October to December
  • Public Provident Fund 7.1%
  • Sukanya Samriddhi 8.2%
  • Senior Citizen Savings 8.2%
  • NSC, 5 years 7.7%
  • Kisan Vikas Patra 7.5%
  • Monthly Income Scheme 7.4%
  • Time deposit, 5 years 7.5%
  • Time deposit, 1 year 6.9%
  • Recurring deposit, 5 years 6.7%
  • Savings account 4%
Calculators

Editorial Policy

People use Money Schemes to decide where to keep their savings and how to claim benefits they are entitled to. That is why these rules apply to every page.

Accuracy

  • Facts come from official sources, named at the bottom of each page.
  • Rates that change by quarter are kept in one table and shown with the quarter they apply to.
  • We do not publish rumours about installment dates or scheme changes that are not notified.

No advice, no promises

We explain how schemes work and how they compare on facts such as lock-in, rate and tax treatment. We do not tell readers what to buy, and we never promise returns, approval or payment. For personal decisions, talk to the post office, your bank or a registered adviser.

Independence

Advertising never decides what a guide says. Sponsored content, if any, is labelled and kept apart from scheme guides. We do not name banks or companies in our guides except where the reader is asking about that one scheme.

Corrections

When a reader or a new notification shows a page is wrong, we fix it and update the checked date at the top of the page. Write to guestpostadvertising@gmail.com with the page address and the official source.