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State government schemes

Bandhkam Kamgar Yojana: registration, renewal and benefits

Maharashtra construction worker registration, renewal and benefit claims explained.

Age 18 to 6090 days of workFamily benefitsChecked 14 Nov

Brick stack, steel tools and bamboo scaffolding at a Maharashtra building site, for the Bandhkam Kamgar Yojana

Independent guide. Money Schemes is not a government website and does not take applications or payments. Apply only on the official portal, at a post office, a bank branch or a Common Service Centre.

Bandhkam Kamgar Yojana means the set of welfare benefits paid by Maharashtra's construction workers board, known as MAHABOCW: a site worker between 18 and 60 years old with 90 or more days of building work in the preceding year registers once, and the board then pays the worker and family for schooling, childbirth, marriage, illness, disability and death. Registration and yearly renewal keep a worker eligible for these claims.

The board exists under the central BOCW Act and gets its money from a cess on the cost of construction projects. Its portal is mahabocw.in. This guide covers who can register, documents, the online steps, the main benefits and how claims are made.

At a glance

  • Run by

    MAHABOCW, the Maharashtra construction workers board under the state labour department
  • Age

    18 to 60 years at registration
  • Work condition

    At least 90 days of construction work in the past 12 months
  • Registration fee

    The board has notified a waiver; check the current fee on the portal
  • Renewal

    Every year, with a fresh 90 day work certificate
  • Toll free helpdesk

    1800 8892 816 (board office hours)

Trades and workers the board accepts

The board covers people who work with their hands on building and other construction sites in Maharashtra. That means masons, site helpers, carpenters, painters, plumbers, site electricians, bar benders, tile fitters, welders, road and bridge workers, well diggers and similar trades. Domestic help or factory workers are not covered by this board.

On the registration date the worker must be no younger than 18 and no older than 60, and must show a certificate for 90 or more working days on sites within the year before. Workers already covered by a government job do not register here.

Bandhkam kamgar yojana registration documents

  • Proof of age, such as Aadhaar, school leaving certificate or birth certificate.
  • The 90 day work certificate in the board's format, signed by the employer, the contractor, or the gram sevak or municipal officer where applicable.
  • Residence proof in Maharashtra.
  • Identity proof with photo.
  • Three passport size photographs.
  • Bank passbook of the worker's own account and a mobile number.

The paper form is Form V, which is also downloadable from the board's portal. Family details given at registration matter later, because benefits for a spouse and children are paid only to members listed in the record.

Kamgar yojana form: online registration steps

  1. Open mahabocw.in and choose Construction Worker: Registration.
  2. Check eligibility on the first screen by entering date of birth and confirming 90 days of work.
  3. Enter Aadhaar and the mobile number, then verify with the OTP.
  4. Fill personal, family, bank and employer details.
  5. Upload the work certificate, age proof, residence proof and photo.
  6. Pick an appointment date to visit the facilitation centre for document verification with originals.
  7. After approval, a registration number is issued. Log in later with it to see status, renew and claim.

The board has notified that the registration and renewal fee is waived for workers. Pay nothing to any agent who promises registration for money; such offers are not part of the process.

Main benefits listed by the board

The board's scheme wise report lists these benefits and amounts. The state revises these sums now and then, and a revision raising the death and maternity amounts has been announced, so read the figure printed on the current claim form.

BenefitAmount listed
Children in Classes 1 to 72,500 rupees a year
Children in Classes 8 to 105,000 rupees a year
Classes 11 and 1210,000 rupees a year
Degree studies, child or spouse20,000 rupees a year
Medical degree / engineering degree1,00,000 / 60,000 rupees a year
Delivery: normal / caesarean15,000 / 20,000 rupees
Serious illness treatmentUp to 1,00,000 rupees
Permanent disability of 75 percent or more2,00,000 rupees
First marriage of the worker30,000 rupees
Death at work / natural death5,00,000 / 2,00,000 rupees to the legal heir
Funeral help10,000 rupees
Widow or widower after death24,000 rupees a year for up to 5 years

The board also offers safety and household kits from time to time, and can pay the yearly premium for PMJJBY and PMSBY for registered workers.

Bandhkam kamgar yojana login and renewal

Registration lasts one year. Before it ends, log in with the registration number and mobile OTP, choose renewal, upload a new 90 day work certificate for the past year and pick a verification date. A lapsed registration means claims made during the gap can be refused, and a long gap may need fresh registration. Keep the old registration card and number safe; most claim forms ask for it.

How claims are made

  1. Log in and choose Apply Online for Claim.
  2. Select the benefit, for example education help for a child.
  3. Upload the proof needed for that benefit: a bona fide certificate from the school, a hospital discharge summary, a marriage certificate, or a death certificate.
  4. Book an appointment at the facilitation centre to show originals.
  5. Approved money is credited through DBT into the account saved in your registration.

Claims are allowed only for events that happen while registration is live. Apply soon after the event, since late claims need extra explanation.

Common problems and fixes

TroubleTypical causeRemedy
Work certificate refusedSigned by someone not allowed to signGet it signed by the registered contractor or local authority
Appointment slot not availableHeavy rush at the centreUse Change appointment date on the portal
Claim stuck after approvalAadhaar seeding missing on the accountRequest seeding at your branch, then tell the facilitation centre
Child's benefit rejectedChild not in the family listAdd the child during renewal with a birth certificate

Board phone numbers listed on its portal are (022) 2657 2631 and 2657 2632, along with the toll free helpdesk.

Frequently asked questions

What is the bandhkam kamgar yojana registration fee?

The board issued a notice waiving the registration and renewal fee for construction workers. Confirm the present position on mahabocw.in before you pay anything.

Who signs the 90 day work certificate?

The employer or registered contractor usually signs it. For work in villages or towns, the form also allows the gram sevak or an authorised municipal officer as listed in the format.

Is maharashtra bandhkam kamgar yojana, or bandh kamgar yojana as some write it, open to migrant workers?

Workers doing construction work in Maharashtra can register if they meet the age and 90 day conditions and give proof of residence as the board asks.

How do I check my kamgar kalyan yojana status?

Sign in to mahabocw.in using the registration number and the OTP on your phone. The dashboard shows registration validity and claim status.

Can my wife get the delivery benefit?

Yes. The delivery benefit is for a registered woman worker or the wife of a registered male worker, if she is listed in the family details.

What happens if I miss renewal?

Benefits stop while registration is lapsed. Renew as soon as possible with a fresh 90 day certificate.

Official sources

Rules, amounts and portals can change. Check the official source before you apply or deposit.