Most people meet a government scheme at a counter: a post office window, a bank branch, a CSC centre or a ward office. The form is in front of them, the queue is long, and the rules are spread across notifications, circulars and portal FAQs. Money Schemes exists to put those rules in one calm, readable place before you get to that counter.
What we cover
- Post office savings: PPF, Sukanya Samriddhi, NSC, Kisan Vikas Patra, Senior Citizen Savings Scheme, Monthly Income Scheme, time deposits and RD.
- Deposits: how bank FDs and RDs work, how interest is taxed and how to compare offers without guesswork.
- Pensions and insurance: Atal Pension Yojana, PMSBY, PMJJBY, PM-SYM and state old age and widow pensions.
- Welfare schemes: central yojanas such as PM Awas, PM Kisan and Ujjwala, and state cash transfer schemes for women, girls, farmers and workers.
How a page is built
Every guide starts from the official source: the scheme guidelines, the Ministry of Finance notification for small savings rates, India Post rules, or the state portal. We turn that into steps you can follow, tables you can compare and answers to the questions people actually search for. Each page lists its official sources at the bottom.
What we are not
Money Schemes is an independent website. It is not run by any ministry, state department, post office or bank, and it cannot accept applications, check your status or release a payment. We never ask for an Aadhaar number, an OTP, a bank password or a fee. If anyone claiming to be from this site does, please report it to us.
Tools on the site
The small savings calculators, the Atal Pension Yojana chart and the scheme finder run inside your browser. Nothing you type is sent to us or stored. The calculators use the rates printed on the rate board, which we update when a new quarter is notified.
Talk to us
Spotted an outdated rule or a broken portal link? Write to guestpostadvertising@gmail.com. Corrections are read first.