Lado Lakshmi Yojana: Haryana’s monthly help for women

How the Lado Lakshmi Yojana money is split

The current notification of the scheme sets the benefit at 2,100 rupees a month for each eligible woman, paid by DBT through the Public Finance Management System.

• First month: a new beneficiary gets the full 2,100 rupees in her savings account.
• From the second month: 1,100 rupees goes to her savings account and 1,000 rupees into a government operated recurring or fixed deposit. The deposit and interest are paid to her on maturity; the government sets the tenure, not above five years.
• Lower amount option: a woman can choose to take less. If she chooses 1,500 rupees or less, she gets 500 rupees in her account and 1,000 rupees still goes to the deposit.

Who qualifies

Under the main rule, a woman must:

• Be 23 years of age or older.
• Come from a family whose FIDR verified income is 1 lakh rupees or less yearly, and be endorsed as among the poorest by the Gram Sabha in villages or the Area Sabha or ward committee in towns.
• Be a Haryana resident for at least 15 years at the time of applying. A woman married into Haryana from another state can count her husband's residence.

Additional route for families up to 1.8 lakh

A woman from a family with verified income up to 1.8 lakh rupees can also qualify if:

• her child in a state government school scored more than 80 percent in the Class 10 or 12 board exam, or
• her child in a state government school reached grade level skills under the NIPUN Bharat Mission in Grades 1 to 4, or
• she brought her child out of severe or moderate acute malnutrition, as certified by the state's child nutrition officials.

Mothers with more than three children cannot use this additional route. Any number of eligible women from one family may join.

Who is left out

• Women already getting a social security pension such as the old age samman allowance, widow and destitute women assistance, the divyang pension or the Ladli social security allowance, and some other named allowances.
• Women getting any other pension, assistance or annuity from a government or government owned body.
• Women in government or public body jobs, regular or contract, whose family income is above the scheme limit.
• Income tax payers.

Women getting state help for stage III or IV cancer, rare diseases, haemophilia, thalassemia or sickle cell anaemia can still join.

How the application and approval work

1. Download the Lado Lakshmi app from the app store on your phone. Use only the app named on the official department page.
2. Register and enter details of yourself and your family: Aadhaar of family members, residence, income, HKRN ID if any, electricity connection, vehicles and bank account.
3. Submit. You get a Registration ID.
4. The Citizen Resources Information Department checks your details against the Parivar Pehchan Patra data, within fifteen days as the notification says.
5. If eligible, you get an SMS. Sign in on the app with your Registration ID, choose the monthly amount and give consent.
6. A DDLLY ID is created by the district social welfare office and your account goes to PFMS for checking. Money is credited from the following month.

If your form is marked ineligible, it cannot be changed later. You must submit a fresh application with corrected details. For list and status checks, read our guide to the Lado Lakshmi Yojana list.

Monthly face check on the app

After the first payment, every beneficiary must complete a liveness check each month by face authentication on the app. The state sends an SMS reminder. Skipping it can interrupt the payment. If your bank payment fails two months in a row, payments are put on hold until the corrected account is updated in the Parivar Pehchan Patra data.

Lado Lakshmi Yojana helpline number and complaints

When people search for the lado laxmi yojana helpline number, they want these: at the launch, the state announced a toll free number, 1800-180-2231, and a helpline, 0172-4880500. Confirm these on the official page before calling, as numbers can change. For a formal complaint, use the grievance window inside the app. It lands with the district's social welfare officer (DSWO), who must act within seven working days. If not resolved, it moves to the Additional Deputy Commissioner and then to the Deputy Commissioner, whose decision is final.

Lado laxmi yojana in other states

The Lado Lakshmi Yojana is only for Haryana. People who search for lado laxmi yojana in Gujarat, Uttar Pradesh, Bihar or Rajasthan need the scheme of the state they live in; for example, lado laxmi yojana gujarat searches are usually about Gujarat's own girl schemes. Gujarat girls are covered by schemes such as Namo Laxmi and Vahli Dikri; Rajasthan has Rajshri and Lado Protsahan. For women's monthly help in other states, see Ladki Bahin in Maharashtra and Ladli Behna in Madhya Pradesh.