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Namo Laxmi Yojana is a Gujarat scheme that gives a schoolgirl from Class 9 up to Class 12 as much as 50,000 rupees across four years, partly as monthly help during the school year and partly as a lump sum after she passes the Class 10 and Class 12 board exams. The aim is to cut dropout among girls in secondary school.
Applications are made by the school, not by the family. Gujarat runs two related schemes with similar names: Namo Saraswati Vigyan Sadhana for science students in Classes 11 and 12, and Namo Shree for pregnant women and new mothers. Both are covered briefly below.
At a glance
State
GujaratWho
Girls in Classes 9 to 12Total
Up to 50,000 rupees over four yearsClass 9 and 10
500 rupees a month for 10 months, plus 10,000 on passing Class 10Class 11 and 12
750 rupees a month for 10 months, plus 15,000 on passing Class 12Apply through
Your school, on the state's child tracking system
How the 50,000 rupees adds up
| Stage | How paid | Amount |
|---|---|---|
| Class 9 | 500 rupees a month, 10 months | 5,000 |
| Class 10 | 500 rupees a month, 10 months | 5,000 |
| After passing Class 10 board | One time | 10,000 |
| Class 11 | 750 rupees a month, 10 months | 7,500 |
| Class 12 | 750 rupees a month, 10 months | 7,500 |
| After passing Class 12 board | One time | 15,000 |
| Total | 50,000 |
A girl who leaves school in Class 10 keeps what was already paid but does not get the later parts. The board exam lump sums are paid only on passing.
Who qualifies for namo laxmi yojana gujarat
- Girl students who are residents of Gujarat.
- Enrolled in Class 9, 10, 11 or 12.
- In a government or grant in aid school.
- Girls in private self financed schools are covered when family income is below 6 lakh rupees a year, as per state reports.
Boys are not covered under Namo Laxmi. They may be covered by Namo Saraswati if they take science in Class 11 and 12. Ask the school about any attendance rule, since regular attendance is expected for the monthly part.
How the school applies for your daughter
- The school's nodal teacher enters the girl's details on the state's Child Tracking System, used by Gujarat schools for student records.
- Parents give a copy of the girl's Aadhaar and a bank passbook. The school will tell you whose account is to be used.
- An income certificate is needed for private school students.
- The data flows to the scheme portal and payments go by DBT.
- After board results, the lump sum is processed on the pass record.
There is no form to buy and no fee. If the school has not entered your daughter's name, ask the principal or the taluka education office.
Namo laxmi yojana gujarat status check online
The scheme does not have a simple public status page that families can use with just a mobile number. The practical route is:
- ask the school nodal teacher to look up the girl's record and payment status;
- check the bank account through passbook update or SMS alerts;
- use the central PFMS payment lookup with the account number and OTP.
If payments stopped, the usual reasons are a wrong account number, Aadhaar not seeded, or a gap in the school record such as a change of school.
Namo Saraswati Yojana for science students
Namo Saraswati Vigyan Sadhana Yojana supports students, boys and girls, who choose the science stream in Classes 11 and 12. It pays a total of 25,000 rupees over the two years, with a monthly part of 1,000 rupees during the school year. Like Namo Laxmi, the school enters the student on the child tracking system, and an Aadhaar copy and a bank passbook are needed. A girl in science can be covered by both schemes if she meets both sets of rules, but check with the school.
Namo Shree Yojana Gujarat for mothers
Namo Shree is a separate scheme for pregnant women and new mothers. It gives up to 12,000 rupees for the first two live births, linked to registration, check ups and a delivery in a hospital. It covers groups such as SC and ST families and families with Ayushman card coverage, among others listed by the state health department. There is no separate namo shree yojana gujarat online apply page for the public; the ASHA or ANM worker registers the pregnancy, and the namo shree yojana gujarat status check is done through her or the primary health centre. The national maternity cash benefit is explained on our PM Matru Vandana Yojana page.
Frequently asked questions
Is namo lakshmi yojana the same as Namo Laxmi?
Yes. Both spellings refer to the same Gujarat scheme for secondary and higher secondary schoolgirls.
Do parents need to apply online?
No. The school enters the girl's details on the state child tracking system. Parents only give the documents the school asks for.
Does a private school student qualify?
Girls in private self financed schools are covered if family income is below 6 lakh rupees a year, as per state reports. Girls in government and grant in aid schools are covered without that test.
What happens if she fails the Class 10 board?
The 10,000 rupee lump sum is paid only on passing. Ask the school how the monthly part works if she repeats the year.
Who gets Namo Saraswati money?
Students, boys and girls, in the science stream of Classes 11 and 12 in Gujarat. The total is 25,000 rupees over two years.
How do I check Namo Shree payment?
Ask your ASHA, ANM or the primary health centre, which registered the pregnancy, and check your bank account for the credit.
Official sources
- Government of Gujarat portalgujaratindia.gov.in
- PFMS payment lookuppfms.nic.in
Rules, amounts and portals can change. Check the official source before you apply or deposit.